In the United States, Medicare home health providers, including occupational, speech, and physical therapists, social workers, and intermittent skilled nurses, have adopted a new refrain: "Your husband (or whomever) is not going to get better, so we will have to…
The right estate planning can minimize or eliminate probate, but sometimes it's necessary, despite the stigma associated with it. In reality, most heirs will have to navigate the probate process to some degree after losing a loved one. Understanding what…
When your parents are older, you need to talk to them about their finances. To broach the topic, you might bring up current events like the coronavirus pandemic, its effect on economic conditions, and how it relates to the security…
A living will specify your wishes regarding life-sustaining medical treatment. It is often accompanied by a healthcare proxy or power of attorney, which allows someone to make treatment decisions for you if you are incapacitated and the living will does…
A long and healthy life is what we all desire. Wisdom is one of the reasons why we admire senior citizens. However, their long life often comes with the grief of outliving their spouses, friends, and sometimes their children. If…
Frequently called a living will, an advance health care directive specifies what action you want medical professionals to take in the event that you are incapacitated. A living will is crucial for all adults because accidents or a sudden onset…
In 2023, there will be the highest (COLA) in decades and a reduction in Medicare Part B premiums. It is being touted as a win for the American people. According to the Social Security Administration, there will be an 8.7…
When properly prepared, a will outlines who inherits your assets and property after you die. Your will names a personal representative (executor) who will carry out your directives. In addition to asset distribution, your executor makes a public notice of…
Throughout their career, most people have paid into Social Security, so that when they reach 65, they can receive Medicare benefits. Individuals under age 65 who qualify to receive Social Security Disability benefits are also covered under Medicare, as well…
When you die without a plan, your estate's financial future and legacy to your loved ones rely on the courts to administer your state's intestacy laws. Dying without an estate plan or a basic will creates confusion, work, and heartache…